Otto Resident · the bundle · +$0.20/unit

Everything residents touch.

One $0.20/unit add-on adds three things on top of Otto Billing: the branded resident portal, Iris handling tier 1 resident services, and Otto Pay for direct-to-bank payments. The single biggest operational cost in scaling a billing company is resident support — Otto Resident turns it from a headcount problem into a software problem.

Optional add-on for Pro + Enterprise · Included in Otto Billing Services

resident.ottomated.io / dashboard
Welcome back, Jordan.
Your April bill is ready.
April 2026 · utilities
$94.42
● Due May 15
$19 higher than last month. Water usage went up about 400 gallons — sewer follows water, so it moved with it.
Pay online →
Recent bills All bills →
April 2026 Due May 15 $94.42
March 2026 $75.18
February 2026 $71.92
! Bill ready · email + SMS sent
Self-serve · no support call

Resident questions are the cost ceiling.

For every 1,000 units billed, expect 30–80 inbound resident questions per cycle. Most are about the same five things — usage, allocation method, amount due, autopay status, payment options. Answering them with people doesn't scale; routing them to a system that already knows the math does.

"If I could automate resident questions, I could double my unit count without adding a single person to the team."

— Billing operator, 14,000 units, FL

~6%
of residents contact support per cycle. At 10,000 units that's 600 inbound contacts every month — most asking the same questions about their own bill math.
~80%
of those questions are deterministic — Iris answers them inline on the bill, grounded in the resident's actual lease, allocation method, and consumption data. The remaining 20% escalate to your designated support line with the resident's full context attached.
Otto Resident · the bundle

Three things, one $0.20/unit add-on.

Otto Resident is a bundle, not a single product. The branded portal residents log into, Iris answering their billing questions automatically, and Otto Pay moving money direct to your bank — all turn on together when you enable the add-on.

● Portal + Iris + Otto Pay shipping in v1
Otto Resident · Portal
  • Per-property URL at resident.ottomated.io/yourproperty
  • Bill view, account history, meter readings — self-serve, mobile-first
  • "What Changed" period comparison — surfaces the answer before they ask
  • Free white-label toggle — replace Otto wordmark with your property logo
  • Branded invoice email + SMS notifications, per-property cadence
  • Structured dispute submission with evidence upload — auditable resolution path
Iris · resident services tier 1
  • Anticipatory + responsive — explains the bill inline, then chats when residents have follow-ups
  • Grounded in the resident's actual lease, allocation method, consumption history, and current charges
  • Handles billing questions only — usage, allocation, amount due, autopay, payment options
  • Non-billing auto-escalates to your designated support line with full resident context
  • Channels: portal chat · SMS · phone (voice) · inline bill annotations
Otto Pay · payment rails
  • Direct to your bank via Stripe Connect — Otto never holds the money
  • Methods: ACH · credit · debit (live) · cash at retail (coming soon)
  • Free to add — residents pay processor fees at checkout, no Otto markup
  • Autopay · plans · failed-payment recovery — on roadmap
  • See full Otto Pay detail →
Resident Services · powered by Iris

Meet Iris.

Iris is the AI colleague handling tier 1 resident services for Otto. She's anticipatory — explaining the bill inline before residents ask — and responsive — answering questions in the portal, by SMS, or by phone when they do.

Iris stays in her lane. She handles billing questions only — usage, allocation, charges, autopay, payment options. Anything outside billing — lease changes, maintenance, anything else — she escalates to your designated support line with the full resident context attached. Tier 1 resident services, fully automated.

Inline on the bill Portal chat SMS Phone (voice)
resident.ottomated.io / bills / april-2026 Iris is here
April 2026 · Jordan · Unit 412
$94.42 ● Due May 15
Iris noticed something about this bill
Your bill is $19 higher than March. Water usage went up about 400 gallons this cycle — and because sewer is allocated by water at The Reserve at Westpark, the sewer line moved with it. Together that's the full increase.
read 2026-04-22 · sewer-follows-water · TX rule honored
See breakdown Why?
Water — submeter$54.18
Sewer — follows water$31.74
Stormwater fee$8.50
Anticipatory · explains the bill before they ask (above)
Responsive · answers questions when they ask (below)
Iris
Portal chat · The Reserve at Westpark
Billing only
Hey, why is my April bill $19 higher than March?
Iris
Your water usage went up about 400 gallons this cycle — 3,820 gal in April vs. 3,420 in March. At The Reserve at Westpark, sewer is allocated based on water consumption, so the sewer line moved with it. Together that's the $19 increase.
read EM-0412 · 2026-04-22 · sewer-follows-water · TX rule honored
OK that makes sense. How do I set up autopay so I don't have to think about it?
Iris
Autopay runs from your bank account on each due date with no extra fee. I can send you the link right now. Want it?
Also, can I switch to a 2-bedroom when my lease is up?
Iris
That's outside billing — but I'll route it to The Reserve at Westpark's leasing office with your full context. They'll reach out within one business day.
Escalated · routed to property leasing line · resident notified
Ask Iris a billing question…

Receive, ask, pay — never leave the portal.

With Otto Resident enabled, every resident touchpoint runs in one continuous experience. The bill arrives, Iris answers any question about it, and Otto Pay moves the money — to your bank — without the resident ever bouncing to a different system.

All three, working together

One bundle. One resident loop.

Otto Resident, Iris, and Otto Pay aren't three products you buy — they're one bundle that turns on together. Residents see a single experience; you see a single line item.

See Otto Pay detail
Bill arrives — branded email + SMS, link to the portal
Question? Iris answers from the actual bill — billing-related questions only
Pay in the portal — Otto Pay routes funds direct to your bank
Reconciled back to the cycle — automatic, audited, no manual matching

Built-in portal handoff for every Otto Billing customer.

Even without the Otto Resident bundle, every Otto Billing customer can route residents to their existing portal. Otto's invoice email and bill PDF link directly to the URL you specify — your AppFolio portal, your Yardi RentCafé, your custom property site, anything. The handoff is built-in, no add-on needed.

Otto Billing only
Invoice email and PDF link to your existing portal. Built-in. No add-on.
+ Otto Resident bundle
Branded portal · Iris · Otto Pay — all turn on, residents stay in Otto.
Otto Billing Services
All of the above included; Otto's team handles cycle, support, and reconciliation.
Don't want to run any of this? Otto's team can run it for you.
See Otto Billing Services

Stop answering the same five questions every cycle.

30-minute demo. We'll walk through what your resident touchpoints would look like with the portal, notifications, and Iris turned on — and what your support inbox would stop looking like.

Otto Resident is an add-on to Otto Billing. Add it whenever you're ready.